Mortgages
Mortgages
We offer a wide selection of mortgage products from a comprehensive range of mortgage providers. These include both high street names and more niche providers. Through PRIMIS Mortgage Network we often have access to exclusive products which are not generally available and may be the right option for you
For our mortgage service we charge a fee of between £249 and £495 payable on mortgage application. The amount will vary with the complexity of your case and will be fully discussed prior to an application being submitted.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
First Time Buyers
Buying a home is perhaps the most important purchase you will make and doing so for the first time can be an extremely daunting prospect. There are a wide range of mortgage products, a large number of providers, a variety of types of mortgages and lots of phrases which you will not be used to. All this may leave you with a potentially stressful decision to make.
We understand that at this time you will need a professional who can work with you to explain the process involved, clarify all of the potential costs and provide solutions both to get you into your new home and also keep you there.
Remortgaging
Put simply re-mortgaging involves changing mortgage provider whilst remaining in your existing home. We will do all the hard work on your behalf, reviewing products available from your existing provider and also our comprehensive range of providers, with a view to finding the product which best meets your requirements.
Credit Problems
If you have had problems borrowing money in the past and have a low credit score it probably means that you will require a credit impaired mortgage. Some of the things that could negatively affect your credit score include having credit accounts in arrears, county court judgements, IVAs, debt management plans or bankruptcy. However, the rules set down by lenders in this area do vary and we will work with you to establish the most appropriate option.
Buy to Let
A Buy to Let mortgage will apply to a property which is purchased to be let to a tenant in order to generate rental income. In recent years this has been seen as a good form of investment due to rising house prices, although this is by no means guaranteed.
Our comprehensive panel includes a number of specialist Buy to Let providers who will offer a range of competitive options.
Most Buy-to-Let Mortgages are not regulated by The Financial Conduct Authority.